Sued by a Bank or a Credit Card Company?
Is It Worth It To Defend A Credit Card Lawsuit?
You thought that old credit card balance had dried up. Perhaps you thought the debt collectors forgot about you or gave up trying to reach you. Then, bam! You get served with a “Summons” and a copy of a lawsuit filed by some company you never heard of alleging you owe an inflated amount on an account you almost forgot you had. Your Options:
Ignore It: Ignoring the problem doesn’t mean it goes away. If you ignore it, the creditor or the collector automatically wins and you’re stuck with a judgment against you.
Offer To Settle: Not a bad option. Almost always the creditor will offer to knock something off the balance if that yields a quick settlement and avoiding going to trial. But how do you know if you could’ve gotten more?
Represent Yourself In the Lawsuit: While representing yourself in court is totally doable, just remember that the company you’re defending yourself against is being represented by a lawyer. Collection lawyers can be intimidating and aggressive. You don’t have to go against them alone.
Hire an Attorney To Represent You: No stress, no mess, and potentially debt-less.
Unmatched Level of Service:
We take special care during our free consultation to offer the best options for your specific case or situation. Based on years of experience helping others, our honest assessment will lay a solid foundation for you to confidently move forward, knowing that you are making the best choice in a stressful situation.